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The No Interest Loan Scheme (NILS)

Run by Good Shepherd Microfinance and provides those on low income with safe, fair and affordable credit. Loan amounts can be as little as $300 or as much as $1200 for essential goods and services including laptops and school items. Repayments over 12 to 18 months.

Two closest NILS providers in Banyule & Nillumbik are:

Salvation Army Melbourne Central Community Support Services, Cnr Morang Drive and Fred Hollows Way, Mill Park, VIC. Ph: 03 9436 9200. Mon, Tue & Thu 9am-4pm

Kildonan Uniting, 188 McDonalds Road, Epping, VIC. Ph: 03 8401 0100. Mon-Fri 9-5pm

Better Place Australia - Financial Counselling

Information and advice regarding financial situations, budgeting, dealing with debt, fines, fees and charges, payment plans, advocate or negotiate with creditors, government agencies and others on your behalf, referral to specialist support services. Better Place Australia's financial counselling service is free & confidential.

Centrelink - Financial Information Service

Free information seminars on topics including, superannuation, financial planning for retirement, investment choices, age pension, aged care fees and charges.

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